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Animal Husbandry Infrastructure Development Fund (AHIDF)

Get up to 90% loan with 3% interest subsidy for dairy, meat processing & feed infrastructure projects

₹29,610 Cr
Total Fund Outlay
90%
Bank Loan Coverage
3%
Interest Subsidy
8 Years
Loan Tenure

What is AHIDF?

The Animal Husbandry Infrastructure Development Fund (AHIDF) is a Central Sector scheme that provides medium- to long-term loans with interest subsidy and credit guarantee support for creating infrastructure in the dairy, meat, feed, and allied animal husbandry sectors in India. It targets private and cooperative investments in modernizing processing, value addition, and supply chains, and has been extended up to 2025-26 with a total outlay of approximately ₹29,610 crore under the broader Infrastructure Development Fund framework.

Implemented By

Department of Animal Husbandry & Dairying, Ministry of Fisheries, Animal Husbandry and Dairying, Government of India

AHIDF Eligibility Criteria

🏢

Eligible Entities

  • Individual entrepreneurs & startups
  • MSMEs & private companies
  • Section 8 companies
  • Farmer-Producer Organisations (FPOs)
💰

Margin Contribution

  • Micro & Small: 10% minimum
  • Medium: ~15% contribution
  • Large: Up to 25%
  • Bank financing: Up to 90%
📊

Loan Details

  • Tenure: Up to 8 years
  • Moratorium: Up to 2 years
  • Interest subsidy: 3% for 8 years
  • Credit guarantee: Up to 25% of loan

Who Can Apply?

  • Farmer-Producer Organisations (FPOs) engaged in animal husbandry activities
  • Micro, Small, and Medium Enterprises (MSMEs) and agri startups
  • Private companies and Section 8 (not-for-profit) companies
  • Individual entrepreneurs engaged in dairy, meat, feed, or related animal husbandry projects

Documents Required for AHIDF Application

📄

Project Documents

  • Detailed Project Report (DPR)
  • Machinery list with quotations
  • Land/lease documents
  • Basic licences/NOCs (FSSAI, pollution, etc.)
🆔

Identity Documents

  • PAN card of applicant & promoters
  • Aadhaar card of applicant & promoters
  • Passport-size photographs
📋

Business Documents

  • Incorporation/registration certificate
  • Partnership deed or LLP agreement
  • Udyam Registration for MSME
  • MOA & AOA for companies
💼

Financial Documents

  • Audited financials (last 2-3 years)
  • Income Tax Returns (last 2-3 years)
  • Bank statements (last 6 months)

How to Apply for AHIDF: Simple Steps

1

Prepare Project

Make your project plan ready and prepare the DPR (Detailed Project Report) along with all required documents.

2

Visit AHIDF Portal

Go to the official AHIDF section on the Udyam Mitra portal to start your application.

3

Register / Login

Create an account using your mobile number or log in if you already have one.

4

Fill Details

Enter your personal, business, and project details in the online application form.

5

Upload Documents

Upload the DPR and other required documents like ID proofs, financials, and machinery quotations.

6

Choose Bank

Select the bank from the list where you want your loan application to be processed.

7

Submit Application

Review everything and finally submit your online application.

Key Benefits of AHIDF Scheme

💸

3% interest subvention on eligible term loans, lowering overall borrowing cost for projects.

🏦

Bank finance up to 90% of the eligible project cost, reducing the promoter's margin requirement.

🛡️

Credit guarantees support available for eligible borrowers, easing collateral and security pressures.

📅

Longer repayment period with possible moratorium improves project cash flow and viability.

🚀

Modernize infrastructure in dairy, meat, and feed sectors, creating jobs and reducing losses.

👨‍🌾

Improve farmer incomes through better value addition and supply chain integration.

Frequently Asked Questions (FAQs)

What is the Animal Husbandry Infrastructure Development Fund (AHIDF)? +
AHIDF is a ₹15,000 crore Central Government scheme that offers interest-subsidized term loans for projects in dairy, meat processing, animal feed production, and other approved animal husbandry infrastructure activities.
Who is eligible to apply under AHIDF? +
Individual entrepreneurs, private companies, MSMEs, Section 8 companies, and Farmer-Producer Organisations (FPOs) engaged in eligible animal husbandry projects can apply under the scheme.
Are individual farmers directly eligible under AHIDF? +
Farmers can apply if they qualify as individual entrepreneurs and meet the bank's KYC, credit norms, and project viability criteria required for an AHIDF-type project.
Can startups and newly formed companies apply for AHIDF? +
Yes. Startups and new companies are eligible, provided they submit a viable DPR and meet all lending and scheme guidelines during bank appraisal.
Which ministry implements the AHIDF scheme? +
The scheme is implemented by the Department of Animal Husbandry & Dairying, Ministry of Fisheries, Animal Husbandry and Dairying, Government of India.
Is Udyam/MSME registration compulsory for availing AHIDF benefits? +
Udyam registration is required to be classified as an MSME and access related benefits. Banks often insist on it, especially for micro and small enterprises.
What is the maximum loan amount available under AHIDF? +
There is no fixed maximum limit. Banks may finance up to about 90% of the project cost based on the DPR's viability and their credit policies.
What portion of the project cost is covered by the loan and what is the minimum margin money? +
Term loans may cover up to 90% of eligible project cost. Beneficiary contribution is usually 10% for micro/small units, around 15% for medium units, and up to 25% for larger enterprises.
What is the repayment and moratorium period under AHIDF loans? +
The loan tenure is typically up to 8 years, including a principal moratorium of around 2 years, depending on bank appraisal and scheme norms.

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